If you’ve been injured at work in Florida, you may wonder if you’re eligible for workers’ compensation benefits—especially if the accident was your fault. The good news is that Florida’s workers’ compensation system is no-fault, meaning that even if you made a mistake that caused your injury, you are likely still eligible for benefits even if the “injury was my fault”.
At Ara Work Injury Law, we are dedicated to helping injured workers across South Florida secure the benefits they deserve. Here’s everything you need to know about workers’ compensation eligibility when the injury was your fault.
Florida’s No-Fault Workers’ Compensation System
Florida law ensures that workers’ compensation is available regardless of fault. The system is designed to:
- Cover medical expenses and lost wages for injured workers.
- Avoid lengthy legal battles by not assigning blame to employees or employers.
However, there are exceptions to this rule. Certain behaviors, such as willful misconduct or being under the influence of drugs or alcohol, may disqualify you from receiving full benefits. If you’re unsure about your rights, contact our experienced workers’ compensation attorney in Jupiter, Florida for personalized guidance.
The Injury Was My Fault: When Are You Eligible for Workers’ Compensation Benefits?
Under Florida Statute 440.15(2), workers’ compensation benefits are available if:
- The injury occurred while performing work-related tasks.
- The accident arose out of and during the course of your employment.
Examples of covered injuries include accidents while operating machinery, slipping and falling at your job site, or even repetitive stress injuries like carpal tunnel syndrome.
Even if your actions contributed to the injury, such as mishandling equipment unintentionally, you remain eligible for benefits. However, intentional self-harm or recklessness may affect your claim.
Exceptions That Could Impact Your Claim
While Florida’s no-fault system protects most workers, there are circumstances where benefits may be reduced or denied:
- Willful Misconduct
If you intentionally violate workplace safety rules, such as failing to use required safety gear, your claim may be denied. - Drug or Alcohol Use
If your injury occurred while under the influence of drugs or alcohol, workers’ compensation may deny coverage unless you can prove the accident was unrelated to your intoxication. - Intentional Self-Harm
Injuries resulting from deliberate self-harm are not covered under Florida workers’ compensation law.
These limitations are in place to ensure balance: employers must provide safe working environments, and employees must follow workplace rules. If your employer claims that one of these exceptions applies to your case, it’s essential to consult with a South Florida work injury lawyer immediately.
What Should You Do If Your Claim Is Denied?
If your employer denies your workers’ compensation claim, you have the right to appeal. Common reasons for denial include:
- Claims of employee negligence or misconduct.
- Allegations that your injury did not occur during work-related activities.
- Lack of medical evidence linking your injury to your job.
Steps to Take After a Denial:
- Request a Written Explanation: Your employer or insurer must provide a reason for the denial.
- Gather Evidence: Document your injury, medical treatments, and any statements from witnesses.
- Consult a Lawyer: A denial doesn’t mean the end of your claim. At Ara Work Injury Law, we help injured workers appeal denials and fight for the benefits they deserve.
How Ara Work Injury Law Can Help
Our experienced legal team will investigate your claim, identify any discrepancies in the employer’s or insurer’s reasoning, and build a strong case on your behalf. Here’s how we work to verify your right to compensation:
- Analyze employer statements for inconsistencies or inaccuracies.
- Gather evidence, including medical records and witness testimony.
- Consult accident recreation specialists to prove the cause of your injury.
- Provide proof of sobriety, if intoxication is falsely claimed as the cause.
Every case is unique. By working with Ara Work Injury Law, you gain a trusted partner to help you navigate the complex workers’ compensation system.
Why Choose Ara Work Injury Law?
Are you worried that you were hurt at work and the “injury was my fault”? Florida’s workers’ compensation system is no-fault, meaning that even if you made a mistake that caused your injury, you are likely still eligible for benefits even if the injury was your fault. We understand how overwhelming a work injury can be—physically, emotionally, and financially. That’s why we take every case seriously, providing personalized support to help you secure maximum benefits. At Ara Work Injury Law, we are proud to be The Injured Workers’ Advocate™.
Call Now for a Free Consultation
If you’ve been injured in a Florida work-related accident—even if it was your fault—don’t wait to seek legal advice. Contact Ara Work Injury Law at 561-934-3272 | 561-9343-ARA to schedule your consultation.
Se Habla Español.
